Terms of Service

1. Acceptance of Terms

Welcome to Kalqo. By accessing or using our website, mobile application, or any of our services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, you may not access or use the Service. These Terms constitute a legally binding agreement between you and Kalqo regarding your use of the Service.

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last updated" date at the top of this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed about our requirements.

2. Description of Service

Kalqo is a free, web-based calculator platform that provides over 120 specialized calculators across 19 categories, including financial, health, mathematical, scientific, and everyday calculations. The Service includes natural language input processing powered by artificial intelligence, step-by-step calculation explanations, what-if scenario comparisons, educational guides, and personal dashboard features for registered users.

The Service is provided free of charge and is supported by advertising, including Google AdSense. The availability and features of the Service may change over time as we add new calculators, improve existing functionality, or modify the platform to better serve our users.

3. User Accounts

Certain features of the Service, such as saving calculations, maintaining a history, and marking favorites, require you to create an account. When you create an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

You must notify us immediately if you become aware of any unauthorized use of your account. We reserve the right to suspend or terminate accounts that violate these Terms or that we reasonably believe have been compromised. You may delete your account at any time by contacting us.

4. Acceptable Use

You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:

• Use the Service in any way that violates any applicable federal, state, local, or international law or regulation.
• Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Service, the server on which the Service is stored, or any server, computer, or database connected to the Service.
• Use any robot, spider, scraper, or other automated means to access the Service for any purpose without our express written permission.
• Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
• Use the Service to transmit, or procure the sending of, any advertising or promotional material without our prior written consent.
• Impersonate or attempt to impersonate Kalqo, a Kalqo employee, another user, or any other person or entity.
• Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Service.

5. Calculation Accuracy and Disclaimer

Kalqo uses artificial intelligence to interpret and compute your questions. While we strive for accuracy, the results provided by the Service may contain errors and should not be relied upon as the sole basis for important decisions. You acknowledge and agree that:

• Calculation results are provided for informational and educational purposes only.
• Results should not be considered professional financial, medical, legal, engineering, or other specialized advice.
• You are responsible for independently verifying any calculation results before making decisions based on them, particularly for financial transactions, health decisions, construction projects, or any other critical applications.
• AI-powered natural language interpretation may occasionally misunderstand your query or produce incorrect results.
• The step-by-step explanations are generated by AI and may contain simplifications or inaccuracies.
• What-if scenario results are estimates and may not account for all real-world variables.

We strongly recommend consulting with qualified professionals (financial advisors, doctors, engineers, etc.) before making important decisions based on any calculations performed on our platform.

6. Intellectual Property

The Service and its entire contents, features, and functionality — including but not limited to all information, software, text, displays, images, graphics, and the design, selection, and arrangement thereof — are owned by Kalqo, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

You may use the Service for your personal, non-commercial use only. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our Service, except as incidental to normal web browsing or as expressly permitted by these Terms.

7. Third-Party Advertising

The Service displays advertisements provided by third-party advertising networks, including Google AdSense. These advertisements may use cookies and similar technologies to serve ads based on your prior visits to our website or other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visit to our site and/or other sites on the Internet. You may opt out of personalized advertising by visiting Google's Ads Settings. We are not responsible for the content of third-party advertisements or the practices of third-party advertisers.

8. Limitation of Liability

To the fullest extent permitted by applicable law, in no event shall Kalqo, its affiliates, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service.
• Any conduct or content of any third party on the Service.
• Any content obtained from the Service, including but not limited to calculation results, explanations, and educational content.
• Unauthorized access, use, or alteration of your transmissions or content.
• Errors, inaccuracies, or omissions in calculation results or educational content.
• Decisions made based on information or results provided by the Service.

9. Indemnification

You agree to defend, indemnify, and hold harmless Kalqo and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.

10. Termination

We may terminate or suspend your access to all or part of the Service, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms. Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to its conflict of law provisions. Any legal suit, action, or proceeding arising out of or related to these Terms or the Service shall be instituted exclusively in the federal courts of the United States or the courts of the state in which Kalqo is headquartered.

12. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

13. Contact Information

If you have any questions about these Terms of Service, please contact us at [email protected]. We will make every effort to respond to your inquiry within a reasonable timeframe.